Does it seem like every home you want goes under contract before you can even see it, or if you do tour the home you can’t even think about an offer before it has a billion offers? Well we want to provide the Top 3 Ways to Change Your Home Buying Luck, which may help you get that Dream Home you so badly want.
- Choosing the Right Agent: Many people will tell you that you should get pre-approved before finding an agent or the home, but having a knowledgeable Realtor® with access to Coming Soon listings, service providers they can trust, and a drive to get the job done, which means sometimes writing a contract in your car in a parking lot for wifi, could give you a step up on other buyers who don’t have these tools at their disposal. Great agents can get you in touch with responsive, local lenders who can pre-aprroval quickly and efficiently, and make adjustments on pre-approval letters with as needed on the fly. Agents with good track records with other agents may prove helpful when you’re in a multiple offer situation as input from the listing agent to the sellers to their ability to make transactions smooth and fulfilled a plus.
- Getting Pre-Approved: Now some people do know that their pre-approval may just be a formality, but having that done before looking at homes or finding The Home, cuts down on the time needed to submit. Even with great credit, incredible income, and low debt, the process of applying for a loan does still take time which could be the difference of getting your offer accepted or dying with all the over unaccepted offers. This is where your Realtor® can help you find a fantastic, local lender that best suits your situation, and that lender more times than not will be flexible with hours, not always conforming to the M-F 9-5 that some larger, online lenders may adhere to. Plus its nice to support the community you are purchasing in.
- Putting Your Best Foot Forward: We all love getting a deal, and as Real Estate Agents we want to get the best deal we can for our clients, but with that said, you have to know that “low-balling” in a sellers market will most likely prove unsuccessful. Does this always mean the highest price? No. Sometimes it may be not asking for seller subsidy (money given by sellers to cover closing cost) or it could be offering to pay for your own inspections and possibly the sellers closing cost. If you want to be competitive, have a savvy agent that can think outside the box to come up with creative ways to make your offer the best it can be.
Now that you have these Top 3 Ways to Change Your Home Buying Luck, you should check out our Find Your Dream Home page to get started. Of course if you have any additional questions you can ask them through our Contact Us page. Happy Home Hunting.